One factor that worries many potential adoptive parents is not being able to cover the financial costs of adopting a baby or a minor.While becoming a parent is often not gratuitous (until pregnancy and birth can be relatively costly without adequate insurance), adoptive parents often have upfront costs that pose a real challenge. However, with good planning and knowledge about the different types of adoption and the resources available, they should be able to develop a budget that accounts for most of the foreseeable expenses.
The total cost of adoption ranges from $ 0 to over $ 40,000, depending on several factors to consider. The table below lists some general categories of adoption and costs associated with the services provided. This wide range reflects the multiple factors that can influence costs, including type of adoption, type of agency or facilitator, and age and circumstances of the child. It is recommended that prospective adoptive parents consult with the agencies they are considering for more information on specific costs based on their circumstances.
|Adoption Cost Range|
|Adoptions through foster homes||$ 0 to $ 2,500|
|Adoptions through authorized private agencies||$ 5,000 to $ 40,000 or more|
|Independent adoptions||$ 8,000 to $ 40,000 or more|
|Adoptions made easy / unauthorized||$ 5,000 to $ 40,000 or more|
|International adoptions||$ 7,000 to $ 30,000|
Anyone who adopts a minor must cover universal expenses. These expenses include the cost of home study and court costs.
Household study costs. All potential parents should go through a home study, regardless of the type of adoption they choose. The purpose of the home study is to prepare prospective parents for adoption and gather information about them in order to make the right decision for both the child and the parents. It also serves to assess the suitability of parents for the child. It is usually potential parents who pay the cost of home study. In the case of adoption through foster homes, the cost of home study may not be charged, but parents may have to pay for any medical or psychological evaluations that may be required as part of the process. With other types of adoption:
The social worker of the private or certified (authorized) agency can charge between $ 1,000 and $ 3,000 for the home study. In some cases, the cost of home study is included in the agency’s general fees.
Legal costs. All in-country adoptions and some international adoptions must be finalized in a United States court. Some international adoptions are finalized in the minor’s country of origin. While not a requirement in these situations, parents often choose to end adoption in a US court to provide greater protection to the child’s legal status. All these procedures involve a cost. The cost of preparing legal documents ranges from $ 500 to $ 2,000, while fees for legal representation may range from $ 2,500 to $ 12,000, or more in some states.
Specific costs of adoption
In addition to the costs common to any adoption, the adoptive parents must cover specific expenses of the type of adoption they make. The following describes the costs of three types of adoption: a domestic, in-country and international foster home. In most cases, these expenses are in addition to the universal expenditures that were previously described.
Costs for adopting a baby within the country: $ 5,000 to $ 40,000. These costs vary widely depending on the type of agency being used and, in some cases, depending on the circumstances of adoption. It is critical that potential parents understand what is included in the agency’s and attorney’s fees. In some cases, the cost of home study is already included and is not charged separately. Adoptions of infants within the country are divided into three general categories, each with their respective costs:
- Adoption costs through authorized private agencies: $ 5,000 to $ 40,000.Costs for this type of adoption include agency fees, which may include the cost of home study, psychological support for birth parents, preparation & training of the adoptive parents, and social services entailed by placement Of the child with a potential family.
- Independent adoption costs: $ 8,000 to $ 40,000 (the average is $ 10,000 to $ 15,000) . Independent adoptions managed by an attorney typically involve costs related to the biological mother’s medical expenses (as permitted by law), as well as legal fees for the representation of adoptive and biological parents, and fees allowed for placement of notices.
- Adoption costs through unauthorized agencies: $ 5,000 to $ 40,000. These costs are usually the same as those of authorized agencies.
International Adoption Costs: $ 7,000 to $ 30,000. Agencies that provide international adoption services charge fees ranging from $ 7,000 to $ 30,000. This usually includes the expenses of opening of files, the process of migration and the judicial costs.
In some cases, it may include a donation to the orphanage or foreign agency. Total costs may be affected by the type of entity in the foreign country that is responsible for placing the child (eg, a government agency, governmental orphanage, charitable foundation, lawyer, facilitator, or combination of these).
Family Law: Getting Help From a Lawyer
If you are facing a potential dispute over divorce, custody or child support, or for other reasons, a family law attorney can assist you with a fair representation of the parties to the process. An attorney specializing in family law will work to obtain the best possible outcome. The first step is to find a family law attorney in your area.
The Costs of Adoption in United States:
Adoptive parents must face a large number of questions and choices that they must make once they decide to adopt a child. Should they carry out an open or closed adoption ? Domestic or international adoption?
Should they adopt using services provided by the State or through some private agency ?. How much will it cost to adopt a child ?
Financial and Government Assistance
The costs of adoptions differ from country to country. In some countries it is illegal to charge for an adoption. The most advisable would be to be informed about the laws in your country of residence.
In the United States and Canada, the government provides assistance to foster parents by providing financial assistance in the form of a tax credit. There are innumerable benefits granted by the government, including: tax benefits and interest-free loans specially created for adoptive parents.
Adoption Through the Child Protection System
When you adopt a child through the child protection system, it has no cost. In some areas, adoptive parents pay for the biological mother’s medical expenses, but nothing more.
In addition, adoptive parents may be eligible to receive a grant created to provide assistance in all matters related to the costs of raising a child.
If you decide to adopt using the services of a private agency, the costs to adopt could range from $ 5,000 to $ 40,000. These figures take into account expenses related to travel, medical care and legal assistance.
When you try to find a private adoption agency, you should make sure that you carefully examine your rates and the way in which they determine your costs.
International adoption tends to be a bit more costly, due to travel expenses, transfers and legal assistance. In some cases it is necessary to translate legal documents.
The costs of international adoption could range from $ 7,000 to $ 30,000.
It is usual for an adoption agency to ask you to make a small deposit when you file the initial adoption request. However, if an agency requires you to pay all or almost all fees at the beginning of the adoption process, proceed with caution.
It is most advisable to agree on a scheme or payment plan by which you can pay as long as certain conditions are respected and fulfilled.